Vera F. Dolan
541 South School Street, Suite 2000
Ukiah, California 95482
707.463.3200 / fax 707.463.3209
dolanvp@consultancy.com

EDUCATION and PROFESSIONAL CERTIFICATIONS

MSPH University of North Carolina at Chapel Hill, Occupational Epidemiology, 1981
BA The Johns Hopkins University, Public Health, 1979
FALU Fellow of the Academy of Life Underwriting, 1998

EXPERIENCE

Principal, VFD Consulting, Inc., 1989 to Present
Providing research and development to multinational financial services, health and medical clients, including: 21st Services, Bank of America, Calypte Biomedical, Charles Schwab & Co., General American Life Insurance, Los Angeles County Crime Laboratories, MetLife Canada, PMSI, PPO Oklahoma, RCM Capital Management, Wells Fargo Bank, WinterBrook Healthcare Management, Winterthur Life Reinsurance. Complete analytical database facilities located at our offices, including telecommunication and Internet links. See our Web site - http://www.consultancy.com/vfd/

Elder Settlement Research and Development, 1998 to Present
Providing data collection instruments and evaluation assumptions for elder settlement life expectancy underwriting.

Insurance Services Product Development, 1997 to 1998
Provided analysis of disease mortality, incidence and prevalence to develop new insurance services product.

Financial Services Market Research, 1995 to 1998
Provided statistical analysis and models to select customers for acquisition and retention programs. Estimated bank account life expectancies using actuarial life table methods.

Insurance Underwriting Technology Strategies, 1997
Provided strategic background for selection of teleunderwriting technology and services.

Multinational Insurance Consortium, 1994
Provided biostatistical research basis for a new type of impaired risk European pension product.

Corporate Health Plan Downsizing, 1994
Provided statistical analysis for downsizing a regional health plan based on DRG-specific performance by individual hospitals and medical providers.

Kaiser Foundation Health Plan, Oakland, California Medical Economics and Statistics, 1988 to 1989
Senior analyst for conversion to experience rating on a $2.5 billion premium base automation project. Conducted underwriting market study of 20,000 employers. Conducted analyses to determine competitive pricing for 2+ million member optical and pharmaceutical programs.

Transamerica Occidental Life Insurance Company, Los Angeles, California New Business Underwriting Research, 1985 to 1988
Provided analysis of company data and medical literature to support management and underwriting decisions. Developed original methods for actuarial analyses now used for automated systems underwriting $1.5 billion in annual business.

Lincoln National Reinsurance Company, Ft. Wayne, Indiana Underwriting Research, 1982 to 1985
Provided analysis of company data and medical literature to support management and underwriting decisions.

University of North Carolina, Chapel Hill, North Carolina Department of Biostatistics, 1981 to 1982
Performed statistical analyses for multinational clinical trials.